Because Florida is a no-fault state for car insurance purposes, people who are injured in an Uber accident in Florida will generally seek compensation the same way they would in another accident—by filing a claim with their own insurance company.
The question of whether or not Uber can be held responsible for your damages in an accident isn’t entirely clear. However, in certain circumstances, Uber’s insurance policy could compensate you for specific damages.
If you have a question about liability after an Uber accident, consult a local car accident attorney for free.
When Can Uber Be Responsible for an Accident?
For the most part, it’s not possible to sue Uber directly for a car accident.
One of the big reasons why this is so is due to the company’s efforts to have its employees classified as independent contractors. While the jury is still out on the legality of these efforts, it makes the company difficult to sue in practice.
Another complicating factor in Florida is the no-fault laws for car accidents. As mentioned, because Florida is a no-fault state, you’re typically required to file a claim with your own insurance company first.
By going through your insurer, you can get compensation—usually up to $10,000—for damages such as:
- Medical bills
- Property damages
- Lost income
However, there are limits to the no-fault system. For example, your own insurance company isn’t going to pay you compensation for non-economic damages, such as pain and suffering, that you experience as a result of the accident. Also, any damages above $10,000 likely won’t get reimbursed.
However, if your damages are severe or valued above your insurance policy limits, in some cases you can seek compensation under Uber’s $1 million insurance coverage.
Impacted by an Uber Accident? Call an Injury Attorney
When you’re injured in an Uber accident, you want to be sure you’re not leaving money on the table. At Gross & Schuster, P.A., we’ll help you maximize the amount of your compensation.
Call us at 850-434-3333 or fill out the website form below to learn more.