Services like Uber and Lyft have turned the transportation world upside down, and they have proven to be more than just passing fads as more and more people rely on them to get around.
However, there are times when you can also suffer injuries in an Uber as a passenger. In those cases, Uber’s insurance policy, the driver’s insurance, or another party’s insurance may cover you.
Learn more about suing for your injuries as an Uber passenger below, and then contact an Austin car accident lawyer for more information.
Recovering Compensation After an Uber Accident
When you get in an accident while riding in an Uber, you can suffer serious injuries and damages—just as if you were riding in your own car.
Fortunately, rideshare companies like Uber and Lyft are required by law to carry bodily and property liability coverage that can cover you and your co-passengers in the event you get in a wreck.
Who you ultimately bring your claim against, however, depends on which driver or party is at fault in the accident.
Here are three common scenarios:
- You’re Injured in a Friend’s Car by an Off-Duty Uber Driver – When the app is turned off, Uber’s insurance policy doesn’t apply. So if someone who sometimes drives for Uber crashes into your car with the app off, then their own insurance is the only one that can pay a claim.
- You’re Injured in an Uber Accident Caused by Your Driver – Although your Uber driver is legally required to carry private insurance, it might not apply while they’re actively driving for Uber. If the Uber driver is at fault, then Uber’s $1 million umbrella policy may become the primary insurance, and you can file a claim against Uber in some cases.
- You’re Injured in an Uber Accident Caused by Another Driver – In these cases, you can file a claim against the insurance company covering the driver who’s responsible.
Most car accident claims are settled out of court, and filing a lawsuit is mainly reserved for cases where the insurance company disputes its driver’s liability or refuses to pay you the settlement money you’re looking for.
Whether you need help negotiating a fair settlement or pushing your case in court, an experienced attorney can help you maximize the total compensation you receive.
Contact an Uber Accident Lawyer
Have you been injured in an rideshare accident? Let an Uber accident lawyer with Gibbs & Crivelli, Slingshot Law review your case for free.
Call us at 800-488-7840 or fill out the form below to learn more now.