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September 22, 2021

Should I Give a Statement to the Insurance Company After an Accident?

September 22, 2021

When you’re hurt in a car accident, you need to be sure you speak with the right car accident lawyer in Austin. Saying or doing the wrong thing can lead to penalties for you, leaving you with even more expenses and even out-of-pocket fines if you don’t take the right steps. 

So what about your insurance company? When do they need to be notified about your injuries, and what are you required to tell them? 

If you’ve been hurt in a serious car accident and you need help recovering your health and finances, reach out for answers about your insurance company. 

Reporting Requirements After a Car Accident 

When you’re involved in a car accident, you may have several steps in mind of what to do after the accident. You may need to speak with the police about your car accident, and you may need to go to the hospital as soon as possible about broken bones, head injuries, and spinal cord damage, among other injuries. 

But contacting your insurance company as soon as possible after an accident can make a big difference in your car accident claim. This gives the insurance company more time to act, and it makes the connection between your injuries and the accident clearer. If you wait too long, the insurance company may accuse you of being injured in an unrelated accident. 

Insurance Companies Aren’t On Your Side 

Once you report your accident to the insurance company, you may be hoping to get a quick response and the settlement you need. Unfortunately, that’s not always what happens. 

That’s because insurance companies are here to make a profit, not just to meet your needs after a devastating accident. Because of this, the insurance company may fail to offer you a settlement that covers all the costs of your injuries. They may lowball your settlement or even deny your claim in bad faith

Getting a Settlement That Covers Your Needs

When you’ve received a low settlement offer, or when you’ve been denied a settlement, recovery can be tough. Accepting a low settlement offer can leave you without the money you need since you agreed to the low settlement. Luckily, you have options. 

For example, working with a lawyer can make a big difference. If your settlement offer doesn’t meet your needs, talk with your lawyer about writing a demand letter to adjust your settlement. If they still fail to compensate you fairly, your lawyer can help you file a lawsuit against the company for their bad-faith actions. 

Speak to Your Insurer with a Lawyer’s Guidance 

If you’ve been hurt in a serious car accident, your insurance company should cover the costs of your injuries and expenses. Unfortunately, it’s not always that simple. You may have trouble getting the settlement you need from the insurance company. 

Luckily, the lawyers at Gibbs & Crivelli, Slingshot Law are here to help. We offer free consultations so you don’t have to worry about the costs of consulting with a lawyer. When you’re ready to discuss your claim, reach out by calling 800-488-7840 or by completing the online contact form below. 

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